An Affirmation to Manifest Health, Abundance & Happiness

Christiane Northrup, MD, The Wisdom of MenopauseI found the affirmation below in Christiane Northrup's newly revised book, The Wisdom of Menopause: Creating Physical and Emotional Health During the Change and liked it so much that I wanted to share it with you.

"I am now experiencing perfect health, abundant prosperity, and complete and utter happiness. This is true because the world is full of charming people who now lovingly help me in every way. I am now come into an innumerable company of angels. I am now living a delightful, interesting, and satisfying life of the most widely useful kind. Because of my own increased wealth, health, and happiness, I am now able to help others live a delightful, interesting, and satisfying life of the most widely useful kind. My good--our good--is universal". ~ Catherine Ponder, The Dynamic Laws of Prosperity.

I also just discovered this video from Susannah Conway, author and photographer. She is promoting her blogging class, but what I liked best was her calm way of speaking and her practical advice about how to find your voice online plus info about her own process.

Thoughts on finding your way online from Susannah Conway on Vimeo.

Kathy Crabbe: Guiding Your Creative Soul

In the Struggle to Rebuild Assets, Women Are Finding a Greater Burden

Welcome to Prosperity Thinking, a money magic column written for my blog by Kate Walsh, financial planner. Kate is also a member of the Creative Soul Circle, my free social network for women-only where you will find Kate's Money Magic thread which has already helped many women gain a better understanding about their relationship with money.

* The Creative Soul Circle ~ where Soul SiStars gather + grow their dreams * Sign up here ~ it's free!

It goes without saying that few of us have been left untouched by the global economic crisis. Whether it’s a lost job, lost assets, or even a change in how we view asset allocation, most of us are climbing out of this deep recession altered in some way. But a new study has found something else: The financial crisis has perhaps had an even more profound effect on women than men.

To be sure, discussing the problems that women investors are having in comparison to their male counterparts can be a sensitive issue. This is especially true when we focus on baby boomers. This is, after all, a generation of women that has made serious headway in almost every facet of our lives: in education, in culture, in the corporate world and in politics—think of those “18 million cracks in the glass ceiling” that almost-president Hillary Clinton spoke about. So why then would these women be struggling more than men in the aftermath of the financial crisis?

A Survey of Concerns and Expectations, sheds some light on this quandary. First, in the past 12 months women were less likely than men to have made changes to their stock investments. Roughly 60% of women did not make changes, versus 49% of men. Although an equal number of women and men (six in 10) think investing in equities is important for reaching their retirement goals, 60% of women said they are not confident that investing in equities is a good idea, compared to 47% of men. Additionally, 62% of women who responded to the survey said they lack confidence in their ability to invest in equities, compared to 42% of men. Compounding the problem, fewer women (16%) than men (25%) have increased their investment contributions. About half (49%) of all baby boom women have decided to delay retirement because of the market downturn. Nearly four in 10 (39%) of older baby boom women (aged 55 to 64) have also gone back to work after retiring.

Financial Coaches agree that women have two primary pre-requisites before making major financial decisions or changes.  First, they want to work with coaches/advisors who listen to them and who take the time to understand their concerns, goals and objectives regardless of their age or financial situation.  Second they want to make informed, educated decisions. This has been my experience, but more than that women are most concerned with having as much information as possible before making major decisions about their finances.

As I speak with more and more women, I am finding that those who did not have an advisor or felt that they did not have access to financial education prior to the downturn, have been slower to react to take control of their finances. We have found that once these two objectives have been met, women are eager to move forward and take the necessary action to work toward both their short- and long-term financial goals.”

The struggle for women to recover lost assets goes beyond investment strategy, however. It is important to keep in mind that women are still often paid less than men. It is also noted that women are more likely to take time away from their careers to raise a family. Both of these factors can result in decreased retirement savings during those early career years when their male counterparts are building their investment accounts, she says. Women are also more likely to be the primary care provider for their partner or aging parents later in the careers.“This can also impact a woman's ability to systematically save for retirement, while also decreasing the potential for compounding.”

We recommend that to rebuild their assets, women of all ages should start with a budget and move forward from there. When the SUCCESS team meets with clients they make sure they are maximizing their saving goals. Women (as well as men) should also contribute to their defined contribution plan at least as much as the employer is willing to match. Another important factor is determining risk tolerance; we find that while many women will say they are conservative, this is not always indicated in their risk tolerance questionnaire.

“Some women may need to be less conservative in their investing to help increase their retirement saving”. “If a woman’s financial situation and risk tolerance questionnaire suggest a higher risk tolerance, they should consider adjusting their investment strategy accordingly. Younger boomers in particular may have a higher risk tolerance and can consider an investing strategy that is more aggressive.” As an older Boomer, I coach my clients based on their needs, desires, time to retirement and values. Please call me with your questions, and let‘s see how I can serve you.

About Kate Walsh Kate Walsh has been involved in the financial world for over 40 years. Kate’s passionate about her work, which is "To bring financial clarity to women, and assist them to develop Prosperity Thinking."

Kate holds numerous certifications, licenses and is committed to her personal philosophy "to be in a continual process of improvement."

Join Kate in the Creative Soul Circle Money Magic Thread as we explore "what's" possible in creating our Prosperity Consciousness.

For more information you can email Kate at kate@successalliance2.com California License-0F61686

Specializing in Financial Services, Coaching, Prosperity Thinking and MoneyWorks Workshops.

Visit Kate's Facebook Page

Money only grows when it is circulating!

Welcome to Prosperity Thinking, a money magic column written for my blog by Kate Walsh, financial planner. Kate is also a member of the Creative Soul Circle, my free social network  for women-only where you will find Kate's Money Magic thread which has already helped many women gain a better understanding of their relationship with money.

Transforming our dreams, desires and passions into our reality takes vision, commitment and money.

Many of us are great at the dream, desire and passion process and we can even envision our success, yet we seem to fall just a little short of manifesting the funds necessary to honor our commitment to ourselves and build  success.

Realizing that money and creating cash flow is about taking action by gathering information, identifying and understanding what resources will be needed. It is this action process that allows the commitment to your vision to actually manifest itself. It is not a passive process. It is about understanding how money works.

So what do women do? We network!  We then start asking our friends ”Who do you know?" Then we gather the information, do the research and analyze the information. It is all about the process of growing money. Next, we transform our new powers into our vision and then we manifest the money needed to build our dreams, fulfill our desires and realize our passions. Yes, there is much more, such as building your Vision Statement, Business and Marketing Plans, forming your organizations, finding key players to support your dream and growing money to pay for it all.

The fact is money only grows when it is circulating.  As a Financial Coach when my clients have asked me “what” to do to raise money for their business, I suggest a variety of ways, but the one that is the most fun and allows you to learn the most about money is a Money Club. I have suggested many times that my women clients form Money Club’s.  It is a great way to build financial knowledge and learn how to invest.  Use the power of the group; this is a case where “more is better.” You can build the wealth needed to fulfill all your incredible dreams, by beginning the simple process of creating a Money Club.

There are several books you can purchase online, or you can Google search to see if there is a Money Club in your community.

About Kate Walsh

Kate Walsh has been involved in the financial world for over 40 years. Kate’s passionate about her work, which is "To bring financial clarity to women, and assist them to develop Prosperity Thinking."

Kate holds numerous certifications, licenses and is committed to her personal philosophy "to be in a continual process of improvement."

Join Kate in the Creative Soul Circle  Money Magic Thread as we explore "what's" possible in creating our Prosperity Consciousness.

For more information you can email Kate at kate@successalliance2.com California License-0F61686

Specializing in Financial Services, Coaching, Prosperity Thinking and MoneyWorks Workshops.

Put Your Strengths to Work

Ulrica. Watercolor on paper, 8 x 10 inches © 2010 by Kathy Crabbe. From the Creative Soul Card® Series: http://tiny.cc/d0rwm Abundance is...

Knowing your strengths and working from them, rather than strengthening your weaknesses.

An awesome book about discovering and implementing your strengths is titled  Go, Put Your Strengths to Work by Marcus Buckingham. His book includes the Strengthsfinder Test (an online test that requires a code from his book) to determine your top five strengths.

There are four strength domains:

  1. Relating Themes (working with people)
  2. Impacting Themes (influencing people)
  3. Thinking Themes (working smarter)
  4. Striving Themes (Working harder

My Top Five Strengths:

My top five strengths are "thinking themes" (working smarter) and a "striving theme" (working harder).

1. Ideation: fascinated by ideas 2. Input: inquisitive 3. Intellection: like to think 4. Achiever: drive and constant need for achievement 5. Learner: love to learn

My strength is in working with groups (SiStars!) online! I enjoy leading and bringing women together and I love sharing ideas with others who value those ideas. I love the energy and power of a group.

Groups I have loved:

* School (Queen's University and St. Lawrence College esp.) * Camp * Orchestras/bands * Writer's Cafe (I founded this group a few years ago) * Sawdust Festival (an art festival in Laguna Beach I was in for eight years) * My Creative Soul Circle (my online Soul SiStars!)

What has made me strong: Knowing what it feels like to be on the outside of a group and wanting instead to create a group for others who know what it feels like not to fit in. I also have a desire to be loved for who I am.

Having both parents as teachers, I saw the ins and outs, pluses and minuses of working within the traditional school system and realized that if I wanted to fit into a group, that I needed to create my own ~ the story of my life; making my own way, but with devoted friends. We go where the juice is! I've also journalled, dreamed and drawn forever, so now it's time to SHARE!

What are your top five strengths and how are you applying them to bring forth your brilliance and truly shine?